Rideshare Accident Lawyer In Indianapolis

The aftermath of a rideshare accident is far more complex than a standard traffic collision. You likely have serious injuries and mounting bills, but you may not know who is responsible for paying them. The involvement of billion-dollar corporations adds a layer of difficulty that requires skilled legal guidance. 

At KMB Legal, LLC, our legal team is here to cut through that confusion. We listen to your experience first because we know this event has disrupted your life. Our goal is to handle the aggressive insurance companies in Indianapolis, so you can focus on your recovery.

Understanding Rideshare Accidents In Indianapolis

Rideshare accidents occur when paid drivers for platforms like Uber or Lyft act negligently. Common causes include distracted driving caused by checking the app for passengers, speeding to maximize fare, or fatigue from long shifts. 

Determining fault is critical. If the rideshare driver caused the crash, they are liable for the damages. You must prove the driver was actively “on duty” to trigger corporate insurance policies. This often requires securing digital logs and ride data that the companies try to keep private.

Rideshare Companies And Their Insurance Policies

Rideshare accident lawyers will examine the specific details of your crash to determine if you can file a claim against a major corporate policy. Uber structures its coverage into three distinct situations:

• Driver offline: If the driver is not logged into the Uber app when they hit you, Uber accepts no responsibility. You must file a claim against the driver’s personal auto insurance policy.
• Waiting for bookings: If the accident occurred when the driver is active on the app but has no contact with any passenger, Uber provides third-party liability coverage. This applies only after the driver’s personal limits are exhausted. 
• Passenger is in the vehicle: Once a driver accepts a trip or has a passenger, Uber provides its highest level of protection. This includes a $1,000,000 third-party liability policy, coverage for uninsured/underinsured motorists, and contingent comprehensive and collision coverage for the vehicle.

Lyft maintains a similar policy. The company has a $1,000,000 insurance policy for accidents that occur during an active ride. However, the primary difference you may encounter lies in the deductible requirements. 

How Attorney Kevin Bowen’s Legal Team Can Help

These corporations have massive legal teams dedicated to minimizing payouts. You need an advocate who is ready to meet them head-on. Attorney Kevin Bowen leads a litigation-driven firm that prepares every case for the courtroom. 

At KMB Legal, LLC, we do not settle for quick, low offers. We investigate the crash and subpoena the app data to prove the driver was working. We will build a strategy that forces the defense to take your claim seriously.

We have won millions for our clients by asking the right questions and listening to their needs. We will relieve your anxiety by managing the entire legal burden, ensuring you are treated as a person, not a file number.

Talk To Our Rideshare Accident Legal Team For Comprehensive Legal Support

Do not let an insurance adjuster decide the value of your health. Our legal team in Indianapolis is ready to fight for the justice and financial security you deserve. Contact us at 317-220-6987 today or complete this form to discuss your case with us. We also serve clients throughout Indiana.